Skip to main content


A homeowners insurance policy with Alcorn Insurance can cover many different risk factors that come with owning a home. These include:

  • The structure
  • Water damage
  • Foundation water damage
  • Replacement costs
  • Guaranteed or extended replacement cost coverage
  • Building codes
  • Inflation guard
  • Home age
  • Your personal possessions
  • Endorsements for high-value items, i.e. jewelry, watches, art, sculptures, and more
  • Replacement cost or actual cash value
  • Floaters/endorsements for expensive items
  • Disasters
  • Liability to others

If you'd like to calculate the costs associated with including any of these elements in your insurance policy, or you'd simply like to learn more about them, get in touch with us.


Let's talk
We would love to hear from you!