Hobby Farms
Right-sized protection for small acreage
Whether you keep a few acres in Serenada or a weekend plot outside Georgetown, Alcorn Insurance Texas sets up hobby farm insurance in Texas that fits part-time operations—garden plots, small livestock, and market-day sales—without overpaying for big-ranch coverage.
What your policy can cover
Farm liability
Protection for visitors, neighbors, and off-premises incidents tied to your hobby operations.
Small equipment
Compact tractors, attachments, mowers, and utility vehicles—scheduled as needed.
Livestock options
Coverage for small herds, poultry, or show animals, subject to carrier limits.
Outbuildings & fences
Barns, sheds, greenhouses, and perimeter fencing.
Incidental farm income
Endorsements for limited sales at farmers markets or roadside stands.
Dwelling coordination
Ensure homeowners and hobby farm coverages work together, not at odds.
Local insight
Built for Georgetown hobby growers
We’ll map exposures from garden gates to feed deliveries and confirm where homeowners ends and farm liability begins. If you expand, we’ll connect home insurance, ranch insurance, and farm equipment insurance so your acreage, tools, and weekend sales stay aligned as you grow.
Hobby farm FAQs
Do I need a farm policy or will homeowners suffice?
Homeowners typically excludes farm liability and certain structures. A hobby farm endorsement or package is often the right fit.
Are farmers market sales covered?
Yes—with proper endorsements and income thresholds. Tell us volume and products; we’ll match a carrier appetite.
Can I insure my compact tractor and UTV?
Absolutely—schedule higher-value equipment and use blanket limits for smaller tools.
What about friends or volunteers who help?
Personal liability can respond, but true labor may need different treatment. We’ll explain options and limits.
Can coverage scale if I add acreage or animals?
Yes—policies can expand from hobby to working operation. We’ll adjust limits and forms as you grow
