Alcorn Insurance can help hobby farm owners find an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that could arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.
- Dwelling: For most people, a farm is more than a place to work – it is also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Alcorn Insurance Texas will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.
- Personal Property: Your policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.
- Liability: Liability protection from a policy written through Alcorn Insurance helps pay for legal fees, medical expenses, and other losses that you may be held liable for, that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.