As the temperature begins to drop and central Texas braces for chilly nights, ensuring your home remains a warm sanctuary is a top priority. At Alcorn Insurance, we understand the concerns that come with the changing seasons, and we're here to help. A few simple, proactive measures can guard against both stress and potential costly insurance claims later on.
Adjust Your Smart Thermostat
Modern smart thermostats can adapt to your schedule and the weather, reducing energy waste. For optimal comfort, set your thermostat between 68°F and 70°F when you're at home. This not only keeps you cozy but also helps control energy bills.
Seal Those Gaps
If you feel chilly drafts sneaking through your windows and doors, it's time to seal those gaps. Weatherstripping and caulk are your best friends for closing these leaks, keeping the warmth in, and reducing your energy bills efficiently.
Boost Indoor Air Quality
Winter often means staying indoors, so it's vital to maintain clean air. Consider investing in HEPA filters or MERV 13+ filters in your HVAC systems or portable units. This simple step helps filter out viruses, dust, and allergens, making indoor air healthier for you and your family.
Insulate Exposed Pipes
Frozen pipes can burst and lead to extensive water damage. To prevent this, insulate your pipes, especially those in basements or against exterior walls. It's a straightforward task that can save a lot of trouble.
Ensure Gutters are Clear
Clogged gutters can lead to ice dams, causing water to back up and potentially seep into your home. Before the first heavy snowfall, clear out leaves and debris to keep water flowing smoothly.
Check Your Solar Panels
If your home is outfitted with solar panels, ensure they are in winter modes and clear them of snow after storms. This maintenance will help you maximize the efficiency of your panels throughout the season.
Capture a Digital Home Walkthrough
A quick smartphone video capturing your home's interior and valuables can streamline an insurance claim should the need arise. It’s a simple step towards peace of mind.
Schedule a Heating System Checkup
An annual inspection of your heating system can prevent unexpected breakdowns during those unexpectedly cold nights. It’s a small investment that pays off in uninterrupted warmth.
It’s clear that even taking a few of these steps can make a significant difference in how your home weathers this winter. Stay proactive—it's never too late to start protecting your home. Remember, reviewing your homeowners insurance policy with us at Alcorn Insurance can assure you that winter weather events are covered. We’re always here to help ensure your peace of mind.