Farm & ranch insurance in Texas

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Protecting Your Farm or Ranch

Coverage built for Texas operations

Farming and ranching in Central Texas is a way of life—and weather, markets, and miles of fence don’t always cooperate. Alcorn Insurance Texas crafts farm and ranch insurance in Texas that protects your farmhouse, barns, equipment, and liability from Georgetown to the Hill Country. Ask about crop insurance for drought and hail seasons along the San Gabriel, and options that coordinate with personal trucks and trailers you use on the ranch.

Farm & Ranch Coverages

From homestead to hayfield

A modern ranch policy can combine home and ag exposures in one package. We tailor dwelling limits for your farmhouse, list outbuildings and fences, schedule tractors and implements with farm equipment insurance, and set liability to match livestock, guest, and roadside risks. For larger spreads, ranch insurance can address pasture operations, leasing, and custom work so you’re covered whether you’re cutting hay or moving cattle near County Road 245.

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Commercial Farms & Ranches

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Operational coverage for working properties—farm/ranch liability, dwellings and outbuildings, scheduled equipment, and crop options aligned to Central Texas weather and harvest timelines.

Hobby Farms

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Right-sized protection for small acreage—structures, small equipment, and farm liability beyond a standard homeowners policy, tuned for weekend growers around Georgetown and Liberty Hill.

Primary & Secondary Homes on Acreage

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Home coverage designed for country living—dwelling and other structures, fences and gates, and liability for guests and everyday use, with options to coordinate tractors and trailers on the property.

Questions? We've Got Answers.

Farm & Agriculture FAQs

  • What is a farm and ranch policy?

    A flexible package that can combine home, outbuildings, equipment, and farm liability—built for mixed personal and ag exposures.

  • Do I need a farm policy for a small hobby place?

    If you keep animals, sell produce, or have ag-type risks, homeowners insurance may fall short. A scaled farm policy is often a better fit.

  • Can I include livestock?

    Yes. Options range from blanket livestock to scheduled high-value animals; causes of loss vary by carrier—ask us to compare.

  • Is crop coverage separate?

    Multi-peril crop insurance is typically separate and time-sensitive. We’ll help with enrollment windows and acreage reporting.

  • Can I bundle farm with my vehicles and home?

    Often, yes. Many carriers offer multi-policy discounts or allow personal autos within a farm package. We’ll map the most efficient setup.