Business Insurance
Coverage that grows with your company
From shops on the Georgetown Square to contractors along Williams Drive, Alcorn Insurance Texas tailors business insurance in Georgetown, TX to your lease terms, contracts, and budget. We compare carriers, streamline renewals, and connect policies so coverage scales with hiring, vehicles, and inventory.
What your policy can cover
General liability
Third-party injuries, property damage, and advertising injury; common requirement for leases and bids.
Business Owner’s Policy (BOP)
Bundles property and GL with one bill and built-in extras.
Commercial auto
Liability and comp/collision for company vehicles; add hired/non-owned when staff drive personal cars for work.
Professional liability (E&O)
Coverage for service errors or advice-driven work
Equipment breakdown
Electrical/mechanical failure coverage beyond standard property forms.
Commercial property
Buildings, tenant improvements, equipment, and stock against covered losses.
Workers’ compensation
Medical and wage benefits for employees; protects payroll and compliance needs.
Cyber liability
Breach response, data restoration, and notification costs for small to midsize risks.
Business interruption
Helps replace income and pay expenses after a covered shutdown.
Local insight
Built for Georgetown businesses
Whether you’re opening near Wolf Ranch Town Center or expanding toward Liberty Hill, we align insurance with landlord clauses and client contracts. Expect clear guidance across general liability insurance, workers’ comp insurance, and commercial auto insurance, plus endorsements for additional insureds and primary/non-contributory wording when the fine print demands it.
Business insurance FAQs
What insurance is legally required in Texas?
GL isn’t mandated by law, but vehicle liability is for company autos. Many landlords and clients require GL and proof of limits.
Can I combine policies to save?
A BOP bundles property and liability; packaging GL, auto, and other lines with one carrier can add discounts and simplify billing.
How much does small business insurance cost?
It varies by industry, payroll, vehicles, claims history, and limits. We’ll quote multiple carriers and explain trade-offs.
Do you help with contract and lease compliance?
Yes. We review requirements, add endorsements, and issue COIs so you can sign and start work.
How often should coverage be reviewed?
At least annually—or sooner after hiring, buying equipment, adding vehicles, moving locations, or signing bigger contracts.
