RV Insurance

Protection for your home on wheels

From Hill Country weekends to cross-country trips, Alcorn Insurance Texas sets up RV insurance in Texas for motorhomes, fifth-wheels, and travel trailers. We align coverage with how you camp—storage in Georgetown, long-haul travel, or seasonal trips—so one storm or roadside mishap doesn’t derail your plans.

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What your policy can cover

Liability coverage

Protects you if you cause injuries or property damage while operating your RV.

Personal belongings

Clothing, electronics, and camping gear inside the RV, up to chosen limits.

Full-timer options 

Extra coverage for those who live in their RV most of the year.

Comprehensive & collision

Covers theft, hail, vandalism, falling branches, and crash damage.

Vacation liability

Protection if a guest is injured at your campsite or around your parked rig.

Roadside & towing

Help for breakdowns, flats, and towing to the nearest qualified shop.

Local insight

Ready for Georgetown launches

Whether you’re parking near Lake Georgetown, staging in Sun City, or storing off Williams Drive, we’ll tailor deductibles, storage conditions, and liability limits to your travel plans. Bundling with auto insurance or protecting your homestead with home insurance can simplify renewals and often lowers total cost.

RV insurance FAQs

  • Do I need RV insurance if it’s a towable trailer?

    You’ll want coverage for the trailer itself; liability may extend from your auto while towing, but damage to the trailer does not.

  • Is hail covered in Texas?

    Yes, under comprehensive—subject to your chosen deductible. We’ll discuss roof age, materials, and repair options.

  • Can I pause coverage when storing my RV?

    Some carriers allow storage or seasonal adjustments. We’ll review off-season options that keep essential protection in place.

  • Does my auto policy cover items inside the RV?

    No—contents are typically covered by the RV policy (or a homeowners policy when parked at home), subject to limits.

  • What if I rent out my RV?

    Personal policies usually exclude rentals. Ask about commercial or platform-specific coverage before listing your rig.