Auto Insurance
Confident coverage for Central Texas drivers
Whether you commute on I-35, navigate the Georgetown Square, or head out to San Gabriel Park, you need auto insurance in Georgetown, TX that meets Texas requirements and protects your budget. Alcorn Insurance Texas compares rates across carriers, helps you choose smart limits, and explains options without jargon.
What your policy can cover
Liability Coverage
Bodily injury and property damage for others; we’ll guide you beyond bare minimums.
Uninsured/Underinsured Motorist
Extra protection when other drivers don’t carry enough insurance.
Rental & roadside
Keep moving with rental reimbursement and emergency towing options.
Collision & comprehensive
Repairs or replacement after crashes, theft, hail, vandalism, and animal strikes.
Personal injury protection/MedPay
Helps with medical bills regardless of fault, subject to state rules.
Glass & specialty options
Windshield repair, custom equipment, and gap coverage if available.
Local insight
Built around Georgetown roads
From congestion on Williams Drive to weekend trips toward Lake Georgetown, we tailor deductibles and limits to how—and how far—you drive. Pairing your policy with home insurance can unlock strong multi-policy discounts, and families with teen drivers often consider umbrella insurance for added liability headroom.
Auto insurance FAQs
How much auto liability do I really need?
State minimums are a starting point. Many drivers choose higher limits to protect savings and future income.
Can I insure multiple cars on one policy?
Yes—multi-car setups often reduce the per-vehicle cost and simplify billing and renewals.
Will a telematics program help me save?
Safe-driving apps can lower rates for consistent, cautious driving. We’ll compare carriers’ programs and privacy terms.
Does my personal policy cover business use?
Not always. If you deliver, haul tools, or have wrapped vehicles, ask us about commercial auto options to stay compliant.
What affects my premium in Georgetown?
Driving record, vehicle type, mileage, garaging, claims history, credit-based scoring (where allowed), and chosen limits/deductibles.
